2017 PFT Contract Benefits
Contract Healthcare Summary
How the PFT protected your healthcare coverage and maintained superior benefits with minimal employee cost.
Key Contract Outcomes
What the PFT protected for members
Same Plan (With Minor Modifications)
Coverage and co-pays remain the same.
Minimal Premium Contributions
Members pay only 1.5% of salary.
Your Current Benefits
What your contract provides
Medical Coverage
Keystone Health Plan East
- Hospital stays: $0
- MRI, X-ray, radiology: $0
- Chemotherapy, dialysis: $0
- Urgent care: $30
Personal Choice
- Hospital stays: $0
- MRI, X-ray, radiology: $30
- Chemotherapy, dialysis: $0
- Urgent care: $35
Prescription Benefits
- Capital Rx network
- Nationwide coverage
- No deductible
Dental Benefits
- United Concordia
- No annual maximum
- No deductible
Vision Benefits
- Basic & NVA programs
- Comprehensive coverage
- Affordable options
Detailed Summary of Benefits
Complete benefit information
For a comprehensive overview of all benefits, view the complete Summary of Benefits document below. This document provides detailed information about coverage levels, co-pays, and all available benefits.
Conclusion
Health care and supplemental benefits coverage remain superior with minimal cost to members
PFT Members Retain Superior Healthcare
What You Keep:
- Same health plan with minor modifications only
- No deductibles—none required
- No percentage-based cost sharing for hospital stays, MRIs, chemotherapy, or major procedures
- Full prescription, dental, and vision benefits maintained under Fund control
- Co-pay increases limited to maximum $5 for physician visits
What You Pay:
- •Only 1.5% of salary instead of 13% demanded by the District
- •Small, fixed co-pays (typically $0-$35) instead of 10% of costs
- •No surprise bills or percentage-based costs
- •Savings of thousands of dollars annually compared to District demands
Union Strength in Action
This contract demonstrates the power of collective bargaining. The PFT fought to protect your healthcare and won—preserving benefits that would have cost members thousands of dollars annually if the District's demands had been accepted. Health care and supplemental benefits coverage remain superior with minimal cost to members.
Questions About Your Benefits?
The PFT Health & Welfare Fund is committed to maintaining and protecting your benefits. If you have questions about your coverage or need assistance, we're here to help.